Today’s rates — 24 July 2026
Sell Rate
₦39,620
↑ 4.43% today
Buy Rate
₦39,340
Spread: ₦280
CBN Rate
₦38,349.64
+-3.2% vs black mkt
Live rate
🇺🇸
28 US Dollar (USD) (USD) → Nigerian Naira (NGN)Sell price
₦39,620
Yesterday lower ↑ 4.43%
Buy price
₦39,340
Spread ₦280 · 0.71%
🏦 CBN official rate: ₦38,349.64Black market premium: ₦-1,270 (-3.2%)
30-day chart
USD / NGN — parallel market sell rate
Highest (30d)
₦42,140
Lowest (30d)
₦37,940
Average (30d)
₦41,142
Historical data
USD / NGN — rate history
| Date | Buy (₦) | Sell (₦) | Change |
|---|---|---|---|
| 26 Feb 2026 | ₦38,360 | ₦38,920 | +2.58% |
| 19 Feb 2026 | ₦37,520 | ₦37,940 | -3.21% |
| 16 Feb 2026 | ₦38,584 | ₦39,200 | -2.78% |
| 12 Feb 2026 | ₦39,760 | ₦40,320 | -1.03% |
| 06 Feb 2026 | ₦40,460 | ₦40,740 | +0.34% |
| 04 Feb 2026 | ₦40,040 | ₦40,600 | -0.34% |
| 02 Feb 2026 | ₦40,180 | ₦40,740 | -1.69% |
| 29 Jan 2026 | ₦41,020 | ₦41,440 | -1.33% |
| 20 Jan 2026 | ₦41,580 | ₦42,000 | +0.13% |
| 19 Jan 2026 | ₦41,440 | ₦41,944 | +0.27% |
| 15 Jan 2026 | ₦41,440 | ₦41,832 | -0.60% |
| 12 Jan 2026 | ₦41,664 | ₦42,084 | -0.13% |
| 10 Jan 2026 | ₦41,720 | ₦42,140 | +0.67% |
| 06 Jan 2026 | ₦41,440 | ₦41,860 | +0.34% |
↓ Download CSVUp to 90 days of data
Quick conversion table
USD to Naira conversion table
At sell rate ₦1,415 per USD
Amount
NGN
Amount
NGN
1 USD
₦1,415
2 USD
₦2,830
5 USD
₦7,075
10 USD
₦14,150
20 USD
₦28,300
50 USD
₦70,750
100 USD
₦141,500
200 USD
₦283,000
500 USD
₦707,500
1000 USD
₦1,415,000
2000 USD
₦2,830,000
5000 USD
₦7,075,000
About this rate
Today, $28 dollars to naira at the black market sell rate is 39,620 naira and the buy rate is 39,340 naira. The CBN official rate for $28 is approximately 1369.63 naira. Change from yesterday: ↑ 4.43%.
To buy $28 dollars today, you will spend 39,340 naira at the black market rate across Lagos, Abuja and Port Harcourt. To sell $28 dollars, you will receive 39,620 naira cash instantly.
Conversion Table: $2 to $15 in Naira Today
The table below shows how much naira you get for $2 to $15 at today’s black market sell rate. Click any amount to see its dedicated page.
| Amount (USD) | Naira (NGN) — Sell | |
|---|---|---|
| $2 dollars | ₦2,830 naira | view |
| $3 dollars | ₦4,245 naira | view |
| $4 dollars | ₦5,660 naira | view |
| $5 dollars | ₦7,075 naira | view |
| $6 dollars | ₦8,490 naira | view |
| $7 dollars | ₦9,905 naira | view |
| $8 dollars | ₦11,320 naira | view |
| $9 dollars | ₦12,735 naira | view |
| $10 dollars | ₦14,150 naira | view |
| $11 dollars | ₦15,565 naira | view |
| $12 dollars | ₦16,980 naira | view |
| $13 dollars | ₦18,395 naira | view |
| $14 dollars | ₦19,810 naira | view |
| $15 dollars | ₦21,225 naira | view |
Related currencies
How much is $N in naira today?
$2 to Naira$3 to Naira$4 to Naira$7 to Naira$8 to Naira$9 to Naira$10 to Naira$11 to Naira$12 to Naira$13 to Naira$14 to Naira$15 to Naira$20 to Naira$25 to Naira$30 to Naira$40 to Naira$45 to Naira$60 to Naira$70 to Naira$75 to Naira$80 to Naira$90 to Naira$99 to Naira
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Frequently asked questions
How much is 1 USD to Naira today?
As of today, 1 US Dollar (USD) sells for ₦39,620 in the parallel (black) market.
What is the CBN rate vs black market rate?
The CBN official rate is ₦38,349.64. The black market sell rate is ₦39,620 — a spread of ₦1,270.
How much is 28 USD to Naira today?
28 USD at today's black market sell rate is ₦39,620. Rate: ₦39,620 per USD.
Why does the exchange rate keep changing?
The parallel market rate fluctuates daily based on supply and demand. Key drivers include oil revenue, CBN monetary policy, diaspora remittances, import demand, and BDC operator activity.
Is the black market rate different in Lagos vs Abuja?
Yes, rates can vary slightly by city. Lagos and Abuja (Wuse Zone 4) often show marginally different rates. We report an average across major Nigerian cities.
Rates sourced from CBN official data and open market aggregators · updated daily · for information purposes only